The BEST Card for Beginners! Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card can unlock free travel worldwide with the Ultimate Reward points! Location: Paris, France
Last Updated: August 24 2023
KEY BENEFITS
60,000 bonus points: worth $750 to $1,200+ (based on Points Passport valuations), after you spend $4,000 in your first 3 months
5X Ultimate Rewards Points on travel purchased through Chase Ultimate Rewards®
2X Ultimate Rewards Points on Travel Worldwide
2X Ultimate Rewards Points on Dining Worldwide
1X Ultimate Rewards Points on all other purchases
25% More Value when redeeming points for travel through Chase Ultimate Rewards
$50 annual Ultimate Rewards Hotel Credit
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.
Chase Offers: access to hundreds of dollars of savings
Chase Travel Transfer Partners
Annual Percentage Rate: 21.49% - 28.49% variable
APR (depending on creditworthiness and other factors)
$95 Annual Fee
TO THE POINT
When friends and family tell us that they want to start maximizing their credit card rewards but aren't comfortable with a high annual fee, there's one card that first comes to mind: the Chase Sapphire Preferred® Card. Sporting the most generous sign-up bonus from Chase for a personal card at a massive 60,000 Ultimate Reward points, it's a clear winner for anyone that travels at least once or twice a year. That sign-up bonus is worth $750 to $1,200+, depending on how you choose to redeem the points. With a low annual fee of $95, you'll come out ahead for over seven years just on this sign-up bonus alone. Of course, there's a lot more to the Chase Sapphire Preferred, which makes it a card that you'll want to keep in your wallet for years to come. The Chase Sapphire Preferred boasts an earning power of 2X points on travel, 3X points on dining, and 1X on everything else. It supercharges any Ultimate Reward points value by 25% when redeemed for travel in the Ultimate Rewards portal, allowing it to perfectly complement no-annual-fee cards such as the Chase Freedom®. Whether you're looking for your first Chase credit card to unlock the wonderful world of Ultimate Reward points or you want a solid card for everyday purchases, you've found your perfect match: the Chase Sapphire Preferred.
Want more details on how to maximize this card’s benefits before deciding whether it’s right for you? Click here to read out full in-depth deep dive of the Chase Sapphire Preferred® Card!